New Home Mortgage ? How To Determine What You Can Actually Afford By Yourtrends | August 6, 2008 Here are some ways to help you determine the guidelines for the size of your new home mortgage loan. If you plan and acquire the right size home loan, you are less likely to run into financial difficulty. It is unfortunate that many people applying for a new home mortgage see the loan only in terms of whether the payment on the home is less than the amount of disposable income for housing Looking for a home mortgage usually involves you, your money, and a bank officer or a mortgage broker. So what's the big deal? You ask. The end result is the same - you get a mortgage; you get a new house. But these two job types are different and it is important that you at least understand that difference.