WASHINGTON -(Dow Jones)- Creditors will face stricter home mortgage loan rules when consumers' fees exceed $583, the Federal Reserve Board announced Tuesday in a notice. Home is where the heart is. That much is true. But home is also where money is. As the saying goes, "There's nothing like a home for a good investment." Touché. This is why for most people, buying a new home is probably the biggest financial decision they'll ever have to make.