and the bank's mortgage portfolio will continue to lose value, ...Analyst warns on Wachovia amid more bank worriesThe Associated Press -9 minutes agoNEW YORK (AP) — The situation is increasingly bleak for Wachovia Corp. To ensure that you will be getting the best mortgage rate, find out if the lending company you are dealing with has a broker. This is fundamental if you want to get the best mortgage rates and save your money. Contracting a broker may mean additional fees to subtract from your budget.