Toledo Blade - A dormant decades-old Ohio small-business loan program is being revived and helping a number of northwest Ohio businesses, including a Vito’s Pizza shop started two months ago in South Toledo by Lisa and Judd Silverman. State Treasurer Richard ... The good thing about FHA mortgages is that almost anyone can get it. So if you have a satisfactory credit record, enough cash to close the loan and sufficient steady income to make monthly mortgage payments without difficulty, then you'll have no trouble getting approved for an FHA mortgage. As a rule of thumb, only people who will reside in the property are eligible for FHA-insured mortgages.