Florida Mortgage Market Update - Afternoon by Florida Certified Mortgage Planning Specialist @ 1:44 pm. Filed under Mortgage Market Updates, Florida Mortgage We are in a LOCKING stance. Mortgage Bonds = -12bp. Yesterday’s move higher was a welcome relief. However, as we mentioned yesterday, we were not ready to remove the “caution” from Based on the benefits listed above, online mortgages may be the best type of mortgage for you. Generally, mortgage brokers who conduct their business online charge lower fees compared to traditional brokers. What's more, online rates are updated everyday, thus keeping you aware of the changes in interest rates.