The Lenders: Ameriquest, Wells Fargo, Fremont, Option One, WMC Mortgage, Countrywide, Long Beach Mortgage, CitiGroup, BNC Mortgage, Accredited Home Lenders, Encore, First Franklin, HSBC, Washington Mutual ... To get the best mortgage , you need to contact several lenders as each lender may differ in their price quotes. Getting the best mortgage rates out of your home loan can also be achieved with the help of a mortgage broker.