To fund the mortgages, the company had $400 million in short-term credit from Citigroup. To pay that off, ...Quick Loan Funding's survival, like that of other non-bank lenders, depended on a stream of new borrowers like Aultman. Once you obtain all these information, ask for the same information from other lending companies. In this way, you can start comparing the costs of each loan and decide which one has the best mortgage rate.