There should be PANIC.(sound of crickets chirping)At least you know what’s happening HP’ers, and what’s going to happen. I’ll take “Why government idiots shouldn’t bail out failing banks” for $110 Billion Alex December 19th, 2007 | Category: Mortgage News When a bank makes silly decisions, the bank should fail. Period. Lot of good that’ll do you, but at least you know.At the stroke of a pen, the Government has again weighed into … refinancing home home mortgage 2nd mortgage home eq Borrowers can stay involved with their mortgage dealings by applying for a mortgage online. With traditional mortgages, lenders may not give out enough information, leaving the borrower practically in the dark throughout the whole process.