Hamilton County could become the first in Ohio to adopt court rules closing the courthouse door - at least temporarily - to some financial institutions seeking to take homes through foreclosure. The proposed rule would target lenders who file foreclosure cases but can't prove they own the mortgages. Based on the benefits listed above, online mortgages may be the best type of for you. Generally, mortgage brokers who conduct their business online charge lower fees compared to traditional brokers. What's more, online rates are updated everyday, thus keeping you aware of the changes in interest rates.