Hungarian Telephone and Cable Corp.Ad-Hoc-News (Pressemitteilung), Germany -4 minutes agoHTCC will fund the Memorex acquisition and the refinancing of the assumed Memorex debt with a subordinated bridge loan facility arranged by Merrill Lynch ... Loans that aren't insured by the government are called conventional mortgages. The government-insured loans may be more attractive in terms of low down payment requirements but they may be more restrictive. The main advantage of applying for online mortgages is their convenience.