San Francisco Gate - del.icio.us An Emeryville officer pleaded guilty in federal court to charges that he received more than $500,000 in illegal kickbacks and commissions from borrowers' escrow accounts, authorities said Wednesday. Renato Gonzales Quiazon, 52, who ... Loans that aren't insured by the government are called conventional mortgages. The government-insured loans may be more attractive in terms of low down payment requirements but they may be more restrictive. The main advantage of applying for online mortgages is their convenience.
