The state Senate sent Gov. John Lynch a bill Thursday that will require originators to pay $100 per year and fill out an ...CONCORD, N.H.— New Hampshire is one step closer to requiring licenses from people who arrange mortgage loans. Having said that, the total expense of a refinance mortgage loan depends on all those factors - interest rate, number of points, and other costs. Lenders will charge several points in order to offer you the lowest rates. With these, the total cost can run between three and six percent of the total amount you borrow. So, for instance, you borrowed $100,000 on a refinance mortgage loan.
