An Orange County jury in April found Patricia C. Grant and her ...A Central Florida woman has been sentenced to 18 in prison for her role in mortgage-fraud schemes that authorities say also involved her husband, daughter and another person. Loan officers at a bank or a credit union are employees working to sell and process mortgages and loans for mortgage customers or home buyers like you. Their loan types and mortgage products have several varieties but they all come from one specific originator, their employers.