Original post: How the World Works - Salon Tag: Second mortgage lenders How the World Works - Salon by Second mortgage lenders George Soros, the billionaire Republicans hate with that special white-hot intensity reserved only for true class traitors, offers up a cogent summary of the financial mess the United States has gotte... Low mortgage rates in turn lead to bigger savings from your monthly payments. And with a refinance mortgage loan, you can take advantage of this basic financing concept and reduce your monthly repayments while at the same time, increase your monthly savings.