Home sales last month were down 31 percent from a year ...The severe slump in homebuying in the Baltimore metro area did not let up in April, sobering news for the 20,000 local homeowners who are trying to sell and were hoping for a spring pickup. Brokers are the ones who help you find lending companies with the best rates. Brokers have a greater access into the best mortgage rate options posted by lending companies. This means that you get a wider selection of loan products and terms for you to decide which one has the best mortgage rate.