What you May Not Be Told About Florida Property Shopping Filed in Mortgage information guide The appeal of Florida - the Sunshine State - is obvious to millions of British visitors every year. Attractive exchange rates and cut-price airfares have made this an incredibly popular holiday destination for many years. And it’s no surprise that many of those holidaymakers decide to go a step further and either move to Florida permanently - or at least buy a property as a second home with a The mortgage itself is made by a bank, a savings and loan association, a mortgage company, a credit union, or any other lender. For it to become an FHA mortgage loan, the lender would have to be approved by the Federal Housing Administration.