John Lynch a bill Thursday that will require originators to pay $100 per year and fill out an ...CONCORD, N.H.— New Hampshire is one step closer to requiring licenses from people who arrange mortgage loans. The state Senate sent Gov. Home mortgages may vary in features depending on the lending institution. One way to find the creditor with the most attractively priced loan is to look in your local newspaper and check to see if it publishes a shoppers' guide to home mortgage credit. These shoppers' guides are widely available and may be used to identify the lenders with low rates. However, basically, the way to find the best loan is to shop around.