This article focuses on credit card debt consolidation and the history surrounding it. By understanding how debt consolidation formed, one can gain a better understanding and decide if it is right for them. The good thing about FHA mortgages is that almost anyone can get it. So if you have a satisfactory credit record, enough cash to close the loan and sufficient steady income to make monthly mortgage payments without difficulty, then you'll have no trouble getting approved for an FHA mortgage. As a rule of thumb, only people who will reside in the property are eligible for FHA-insured mortgages.