Property buyers sat on the sidelines last month, as they waited to see if the central bank would cut interest rates, a survey shows. The Australian Finance Group (AFG) index shows the number of mortgages sold fell by 17 per cent per cent to 5,770 in August, after robust growth in July. To get the best mortgage rates, you need to contact several lenders as each lender may differ in their price quotes. Getting the best mortgage rates out of your home loan can also be achieved with the help of a mortgage broker.