Newsmakers in businessGainesville Times, GA -1 hour agoShe also has worked as a mortgage loan assistant and mortgage lender for 14 years. Barkley is a graduate of Jefferson High School, Gainesville State College ... Does the lender make privately or federally insured or guaranteed loans? Some mortgage loans may be backed by a federal agency, such as the Federal Housing Administration (FHA loans) or the Department of Veterans Affairs (VA loans).