PONTIAC -- An Oakland County Circuit judge is to decide today whether to stop a mortgage lender from foreclosing on a West Bloomfield Township couple and allowing their home to be sold at a sheriff's auction. To get the best mortgage rate, it's always a good idea to shop around. A mortgage is just like any other product and its price and terms may be negotiable. When shopping for the best mortgage rate, it is most likely that a comparison of costs is involved. Looking for the best mortgage rate may save you thousands of dollars.