You all remember the laughable and discredited Nicholas Retsinas, head of the REIC-supported “Joint Center for Housing Studies” at Har… bad credit home loan home mortgage loan rate Columnist throw’s Harvard’s idiot-in-residence housing-cheerleader Nicholas Retsinas under the bus December 20th, 2007 | Category: Mortgage News The guy who called all of you “chicken littles” and said there was no housing bubble or crash to come.Well, nice to see someone besides HP calling that guy a moron. Online mortgage applications are quick. An online application form takes about four minutes of your time filling it up. Approval can then be given within 24 hours. This is a far cry from the several business days it usually takes for traditional mortgage applications to be approved. In this regard, online mortgages are less time-consuming and even initially paper-free.
