Mortgage rates tend to move in the same direction as interest rates. There is usually an almost fixed spread between A credit mortgage rates and treasury ...However, actual mortgage rates are also based on supply and demand for mortgages. Brokers are the ones who help you find lending companies with the best mortgage rates. Brokers have a greater access into the best mortgage rate options posted by lending companies. This means that you get a wider selection of loan products and terms for you to decide which one has the best mortgage rate.
