...From Cypress to Lake Forest and from Brea to Huntington Beach prices have been falling. (Best Syndication News) Cypress CA – No area around the country is immune to falling home prices, including Orange County California. Another thing is that brokers can be more resourceful than banks. Because mortgage brokers do not work for only one company, they have more access to mortgages and loans. Greater suitability and better mortgage options are what mortgage brokers bring to their customers.