Before, we file chapter 7 I told lawyer I do ...now we reconiled our marriage and we filed chapter 7 for our old home. Can I still get a mortage loan even we filed chapter 7? I purchased townhome last year september while we are separted. Loans that aren't insured by the government are called conventional mortgages. The government-insured loans may be more attractive in terms of low down payment requirements but they may be more restrictive. The main advantage of applying for online mortgages is their convenience.
