These days American’s need all the help they can get. Financially, we are all struggling, it is just struggling for some is a lot different than struggling for others. Our government is trying to help us out with some differenFor some it means putting off the purchase of a new home or a new car, and for some it is the difference between being able to drive to work or not. We all feel it and whatever you want to call it, with inflation going through the roof, there honestly is no end in sight. The mortgage loan itself is made by a bank, a savings and loan association, a mortgage company, a credit union, or any other . For it to become an FHA mortgage loan, the lender would have to be approved by the Federal Housing Administration.