Freddie Mac, the mortgage company, reported Thursday that 30-year, fixed-rate mortgages averaged 6.52 percent for the week ending Aug. 7. Rates on 30-year mortgages didn't budge last week, while rates on other home loans were a mixed bag. That was the same as... Fortunately though, broker's fees, like lender fees, are negotiable. So be prepared to practice you negotiating skills so you can best the best mortgage rate.